Privacy Policy
Effective Date: December 1, 2024
Last Updated: February 16, 2025
Lendrose, Inc. (“Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide when you visit our website https://www.lendrose.com, learn about our lending products, and submit applications.
This Privacy Policy explains how we collect, use, disclose, and protect your personal information in accordance with U.S. federal and state privacy laws, including but not limited to the California Consumer Privacy Act (CCPA), Gramm-Leach-Bliley Act (GLBA), and other applicable regulations.
Information We Collect
We collect personal information when you browse our site, submit inquiries, or apply for a loan. The types of information we collect include:
| Category | Examples | Purpose |
|---|---|---|
| Identifiers | Name, email, phone number | Contacting you about inquiries |
| Loan Application Data | Address, date of birth, organization details, financial details | Processing loan applications |
| Device & Usage Data | IP address, browser type, referring URL | Website analytics and security |
| Cookies & Tracking Data | Online identifiers, site interactions | Improving user experience |
We do not collect sensitive identifiers such as Social Security Numbers directly—such data is passed to third-party services and not stored on our servers.
How We Use Your Information
We use your information for:
- Responding to inquiries about our lending products
- Processing and evaluating loan applications
- Website security, fraud prevention, and compliance
- Internal analytics to improve services
We do not sell personal information.
Information Sharing Disclosure
We may share (not sell) personal information with:
- Loan processing partners (to review and process applications)
- Service providers (e.g., website hosting, analytics, fraud prevention)
- Regulatory or legal authorities (when required by law)
We do not share personal information for third-party marketing purposes.
Your Privacy Rights
Depending on your state of residence, you may have the following rights:
- Right to Know – Request details about the personal information we collect, use, and share.
- Right to Access & Portability – Obtain a copy of your personal data.
- Right to Delete – Request that we delete your personal information (except when required for legal or business reasons).
- Right to Opt-Out of Sharing – Some states provide the right to limit the use of personal data for advertising.
- Right to Correct Information – Request corrections to inaccurate personal data.
State Specific Rights
- California Residents (CCPA/CPRA): You may exercise all rights listed above and request that we do not sell/share your information.
- Virginia, Colorado, Connecticut, Utah Residents: Similar privacy rights apply under state laws.
- Financial Privacy Laws (GLBA, FCRA): Certain loan-related data is protected under federal financial regulations, meaning deletion requests may be restricted.
How to Exercise Your Rights
To submit a request, you can email us at: support@lendrose.com or visit our contact form.
We will verify your identity before processing any requests. If you authorize an agent to make requests on your behalf, additional verification may be required.
Cookies and Online Tracking
We use cookies and tracking technologies for website analytics and to improve user experience.
🔹 Manage Cookies: [Provide a link to cookie settings]
🔹 Do Not Track Signals: We do not currently respond to “Do Not Track” (DNT) browser signals.
If required under certain state laws, we provide an opt-out mechanism for targeted advertising.
Data Retention
We retain personal information only as long as necessary for business and legal compliance purposes. Loan applications may be stored to meet regulatory requirements.
Security Measures
We implement industry-standard security measures to protect your personal information. However, no system is 100% secure, and we cannot guarantee absolute security.
Third Party Links
Our site may contain links to third-party websites. We are not responsible for their privacy practices. Please review their privacy policies separately.
Updates to This Privacy Policy
We may update this Privacy Policy periodically. Changes will be posted with a “Last Updated” date.
Contact Us
If you have any questions about this Privacy Policy or your privacy rights, you can email us at: support@lendrose.com or visit our contact form.